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Personal Insurance
Personal insurance is a range of products designed to protect you financially from the unexpected events such as a serious injury or illness, loss of ability to earn, total and permanent disablement or even death.
Life Insurance is a combination caring, commitment and common sense. It provides for those you leave behind to ensure that your loved ones do not get caught short, unable to maintain their current life style.Protecting your loved ones doesn't stop when life does. We offer reliable life insurance solutions that provide financial peace of mind for you and your family.
Trauma cover pays a lump sum benefit if you are diagnosed with a critical illness or major trauma. This can ease the burden on your family at difficult time. This could be covering your medical costs, reducing or eliminating your debt, offsetting any losses in your future income or creating a cash reserve. You could be at peace of mind knowing your family can continue to pay monthly bills or mortgage repayments without your financial support.
Health insurance covers the costs of private healthcare, from diagnosis to medical treatment. Many health issues Kiwis face are either not accidental or can result in delayed treatment due to long waiting lists and can cost thousands.
Mortgage repayment cover provides financial assistance, if you are disabled as a result of sickness or injury and unable to meet your mortgage repayment commitment.
Permanent Disability cover provides a lump sum payment should you become permanently disabled through accident or illness. You can choose how you spend it; like seeking advanced medical care, paying off your debt /mortgage, or creating a cash reserve for retirement.
Income protection is one of the most important ways you can protect your future self and your family. It pays you a monthly amount if you are unable to work, due to illness or injury. Should anything happen that prevents you from working, you still can have money coming in to keep to your life style.
